← Back to Blog
IL

Last updated: July 11, 2025

Illinois Business Funding Guide

Illinois continues to be a high-performing state for SBA-backed business loans in 2025, driven by Chicago's financial services, logistics, and healthcare sectors. With average loan amounts of $515,000, the state has wide lender availability and diverse funding options. Businesses in urban and suburban regions benefit from a mature loan infrastructure, making Illinois one of the better places to secure working capital.

12,549,689

Population

515000

Avg. Funding Amount

Finance

Business Climate

3

Major Cities

Major Business Centers

Chicago
Aurora
Rockford

Top Business Funding Topics for Illinois

Essential reading for Illinois entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for Illinois businesses and market conditions.
12 min read
Read Guide