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NJ
Last updated: July 11, 2025
New Jersey Business Funding Guide
New Jersey continues to excel in SBA loan approvals in 2025, with average loan sizes around $526,000 and strong lender infrastructure. Entrepreneurs in pharmaceutical, logistics, and retail sectors find reliable access to both working capital and fixed asset loans. With concentrated economic activity in Newark and Jersey City, New Jersey remains one of the best states to get a business loan this year.
9,288,994
Population
525000
Avg. Funding Amount
Pharma
Business Climate
3
Major Cities
Major Business Centers
Newark
Jersey City
Paterson
Top Business Funding Topics for New Jersey
Essential reading for New Jersey entrepreneurs seeking business funding
Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for New Jersey businesses and market conditions.
12 min read
Read Guide