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Last updated: September 3, 2025
New York Business Funding Guide
New York remains a powerhouse for business lending in 2025, with strong SBA performance and an average loan size of $500,000. NYC leads in financial services and fintech, while upstate cities like Buffalo and Rochester benefit from revitalization funding. Despite competitive markets, New York stands among the best states to get a business loan, especially for well-prepared applicants with growth-stage plans.
20,154,933
Population
510000
Avg. Funding Amount
Finance
Business Climate
3
Major Cities
Major Business Centers
New York City
Buffalo
Rochester
Top Business Funding Topics for New York
Essential reading for New York entrepreneurs seeking business funding
Guide
#1
A comprehensive guide to merchant cash advance companies in New York, including requirements, top providers, and application process. - Specifically tailored for New York businesses and market conditions.
15 min read
Read GuideMerchant Cash Advance
#2
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for New York businesses and market conditions.
12 min read
Read Guide