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Last updated: July 11, 2025

North Carolina Business Funding Guide

North Carolina continues to rank well in SBA lending for 2025, with $510,000 in average funding and a strong small business ecosystem. Charlotte and Raleigh are major lending centers, supported by rapid growth in tech, biotech, and professional services. The state offers reliable access to both 7(a) and 504 programs, making it a top-tier environment for securing business capital.

10,807,491

Population

510000

Avg. Funding Amount

Tech

Business Climate

3

Major Cities

Major Business Centers

Raleigh
Charlotte
Greensboro

Top Business Funding Topics for North Carolina

Essential reading for North Carolina entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for North Carolina businesses and market conditions.
12 min read
Read Guide