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Last updated: July 11, 2025
North Carolina Business Funding Guide
North Carolina continues to rank well in SBA lending for 2025, with $510,000 in average funding and a strong small business ecosystem. Charlotte and Raleigh are major lending centers, supported by rapid growth in tech, biotech, and professional services. The state offers reliable access to both 7(a) and 504 programs, making it a top-tier environment for securing business capital.
10,807,491
Population
510000
Avg. Funding Amount
Tech
Business Climate
3
Major Cities
Major Business Centers
Raleigh
Charlotte
Greensboro
Top Business Funding Topics for North Carolina
Essential reading for North Carolina entrepreneurs seeking business funding
Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for North Carolina businesses and market conditions.
12 min read
Read Guide