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Last updated: July 11, 2025

Rhode Island Business Funding Guide

Rhode Island shows solid SBA lending activity in 2025, led by healthcare, education, and small manufacturing enterprises. With average loan amounts around $540,000, entrepreneurs in Providence benefit from regional lender coverage and support for minority- and women-owned businesses. Though smaller in size, Rhode Island remains competitive in its ability to fund new ventures through SBA channels.

1,095,962

Population

540000

Avg. Funding Amount

Healthcare

Business Climate

3

Major Cities

Major Business Centers

Providence
Warwick
Cranston

Top Business Funding Topics for Rhode Island

Essential reading for Rhode Island entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for Rhode Island businesses and market conditions.
12 min read
Read Guide