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Last updated: July 11, 2025

Tennessee Business Funding Guide

Tennessee offers mixed SBA lending performance in 2025. While Nashville is a growing hub for healthcare and small tech firms, rural regions face capital access gaps. Average loan funding stands at $435,000. Efforts to boost access through state economic partnerships are underway, positioning Tennessee to improve its standing among the best states to get a business loan.

6,975,218

Population

440000

Avg. Funding Amount

Healthcare

Business Climate

3

Major Cities

Major Business Centers

Nashville
Memphis
Knoxville

Top Business Funding Topics for Tennessee

Essential reading for Tennessee entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for Tennessee businesses and market conditions.
12 min read
Read Guide