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Last updated: July 11, 2025

Texas Business Funding Guide

Texas remains one of the most active states for SBA lending in 2025, with loan volumes spread across energy, tech, and manufacturing. Cities like Austin and Dallas serve as SBA hotspots, with average loan amounts around $500,000. Texas's size allows for wide variance in access, but overall it remains a leading state to get a business loan thanks to its diverse economy and deep pool of lenders.

29,527,941

Population

505000

Avg. Funding Amount

OilGas

Business Climate

3

Major Cities

Major Business Centers

Houston
Dallas
Austin

Top Business Funding Topics for Texas

Essential reading for Texas entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for Texas businesses and market conditions.
12 min read
Read Guide