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VA

Last updated: July 11, 2025

Virginia Business Funding Guide

Virginia continues to offer a strong SBA lending environment in 2025, especially in defense contracting, government services, and cybersecurity. Average SBA loan amounts reach $530,000, and the D.C. metro area supports a dense lender ecosystem. Entrepreneurs in Richmond and Norfolk can access capital through a wide variety of banks, fintechs, and economic development partners, making Virginia a reliable state to get a business loan.

8,757,467

Population

530000

Avg. Funding Amount

Defense

Business Climate

3

Major Cities

Major Business Centers

Richmond
Virginia Beach
Norfolk

Top Business Funding Topics for Virginia

Essential reading for Virginia entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for Virginia businesses and market conditions.
12 min read
Read Guide