← Back to Blog
WV

Last updated: July 11, 2025

West Virginia Business Funding Guide

West Virginia faces challenges in SBA lending in 2025, with average loan sizes around $400,000 and limited lender density outside metro areas. Mining and energy businesses may qualify for targeted funds, but access to working capital remains uneven. Entrepreneurs may benefit most from pairing SBA programs with local development authorities or mission-based lenders.

1,764,340

Population

395000

Avg. Funding Amount

Mining

Business Climate

3

Major Cities

Major Business Centers

Charleston
Huntington
Morgantown

Top Business Funding Topics for West Virginia

Essential reading for West Virginia entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for West Virginia businesses and market conditions.
12 min read
Read Guide