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Last updated: July 11, 2025

California Business Funding Guide

California continues to lead in small business financing opportunities in 2025, especially through SBA 504 loans. Its diverse economy and role as an innovation hub make it one of the best states to get a business loan for companies looking to scale. Cities like Los Angeles and San Francisco offer a deep network of lenders and investors. Despite high costs, access to capital remains among the best in the country.

39,538,223

Population

720000

Avg. Funding Amount

Innovation

Business Climate

4

Major Cities

Major Business Centers

Los Angeles
San Francisco
San Diego
Sacramento

Top Business Funding Topics for California

Essential reading for California entrepreneurs seeking business funding

Merchant Cash Advance
#1
Everything you need to know about merchant cash advances, including how they work, costs, benefits, and alternatives - Specifically tailored for California businesses and market conditions.
12 min read
Read Guide