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Major Lender

Fora Financial

Offering some of the highest funding amounts in the MCA space — up to $1.5 million.

$5,000 - $1,500,000

Funding Range

24-72 hours

Funding Speed

$12,000

Min. Monthly Revenue

500+ FICO

Credit Requirement

About Fora Financial

Fora Financial provides merchant cash advances and short-term business loans to small businesses across the United States. They have funded over $4 billion and are known for their straightforward application process and flexible requirements.

Founded 2008New York, NY

Requirements

Time in Business

6 months

Min. Monthly Revenue

$12,000

Credit Score

500+ FICO

Factor Rate

1.10 - 1.40

Industries Served

Construction
Retail
Restaurants
Transportation
Manufacturing

Pros

Very high maximum funding amounts
Early payoff discounts available
No collateral required
Flexible qualification criteria

Cons

Higher minimums for monthly revenue
Factor rates can be high for riskier profiles
Requires bank statements review

How to Apply to Fora Financial

Before applying to Fora Financial, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.