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Specialty Lender

Headway Capital

Simple, accessible revolving credit lines for small businesses with moderate credit.

$5,000 - $100,000

Funding Range

1-3 days

Funding Speed

$5,000

Min. Monthly Revenue

550+ FICO

Credit Requirement

About Headway Capital

Headway Capital provides lines of credit to small businesses with a focus on simplicity and accessibility. They offer revolving credit lines that allow businesses to draw and repay funds as needed.

Founded 2014Chicago, IL

Requirements

Time in Business

6 months

Min. Monthly Revenue

$5,000

Credit Score

550+ FICO

Factor Rate

1.15 - 1.45

Industries Served

Retail
Restaurants
Professional Services
Healthcare
E-Commerce

Pros

Revolving line of credit
Draw only what you need
Simple online application
Weekly repayment options

Cons

Lower maximum funding amount
Higher rates than traditional LOCs
Maintenance fees may apply

How to Apply to Headway Capital

Before applying to Headway Capital, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.