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Fintech Lender

Stripe Capital

Frictionless, no-application financing for Stripe merchants with competitive rates.

$2,000 - $250,000

Funding Range

1-2 days

Funding Speed

$5,000

Min. Monthly Revenue

No credit check

Credit Requirement

About Stripe Capital

Stripe Capital offers fast, flexible financing to businesses that process payments through Stripe. Offers are based on payment processing history, and repayment is automatically deducted as a percentage of daily sales.

Founded 2019San Francisco, CA

Requirements

Time in Business

3 months

Min. Monthly Revenue

$5,000

Credit Score

No credit check

Factor Rate

1.10 - 1.20

Industries Served

SaaS
E-Commerce
Marketplaces
Subscription Services
Technology

Pros

No credit check or application
Competitive factor rates
Automatic sales-based repayment
Fast funding for Stripe users

Cons

Must process payments through Stripe
Invitation-only program
Funding limits based on processing volume

How to Apply to Stripe Capital

Before applying to Stripe Capital, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.