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Specialty Lender

Business Backer

Fast, reliable working capital advances with strong customer support.

$5,000 - $200,000

Funding Range

24-48 hours

Funding Speed

$8,000

Min. Monthly Revenue

500+ FICO

Credit Requirement

About Business Backer

Business Backer provides working capital advances and short-term business funding to small businesses. They focus on fast funding decisions and work with businesses that need quick access to capital.

Founded 2007Fairfield, NJ

Requirements

Time in Business

6 months

Min. Monthly Revenue

$8,000

Credit Score

500+ FICO

Factor Rate

1.12 - 1.40

Industries Served

Retail
Restaurants
Auto Repair
Salons
Healthcare

Pros

Fast funding decisions
Multiple renewal options
Dedicated support team
Competitive rates for strong files

Cons

Lower maximum funding
Daily repayment structure
Limited product variety

How to Apply to Business Backer

Before applying to Business Backer, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.