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Specialty Lender

eCapital

Specialized invoice factoring and asset-based lending with very high funding limits.

$25,000 - $10,000,000

Funding Range

3-7 days

Funding Speed

$25,000

Min. Monthly Revenue

No minimum

Credit Requirement

About eCapital

eCapital provides invoice factoring, asset-based lending, and working capital solutions to businesses across North America. They specialize in helping B2B businesses unlock cash tied up in receivables.

Founded 2006Miami, FL

Requirements

Time in Business

12 months

Min. Monthly Revenue

$25,000

Credit Score

No minimum

Factor Rate

1.03 - 1.15

Industries Served

Staffing
Transportation
Manufacturing
Distribution
Government Contractors

Pros

Very high funding amounts
Invoice factoring available
Competitive rates
Specializes in B2B businesses

Cons

Requires B2B receivables
Higher minimum revenue
Longer onboarding process

How to Apply to eCapital

Before applying to eCapital, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.